Which part of Medicare offers voluntary prescription drug coverage?

Medicare Part D provides voluntary prescription drug coverage to beneficiaries. This part of Medicare was designed specifically to help cover the cost of prescription medications, allowing enrollees to choose from various plans offered by private insurance companies that contract with Medicare. Each plan varies in terms of premiums, covered drugs, and out-of-pocket costs, providing flexibility for individuals to select a plan that best fits their medication needs.

Parts A and B do offer health coverage, with Part A primarily focusing on hospital insurance and Part B addressing outpatient care, but neither includes specific coverage for prescription drugs. Medicare Part C, also known as Medicare Advantage, combines the benefits of Parts A and B and may offer additional benefits, including drug coverage, but it is not solely focused on prescriptions like Part D is. Thus, Part D stands out as the dedicated component for prescription drug coverage in Medicare.